Passenger injuries normally occur when travelling as a passenger in a car, bus, or any other vehicle that has been involved in an accident. You do not have to be in the driving seat in order to make a claim. If you were in a vehicle in which the driver collided with another vehicle, you can make a passenger accident compensation claim.
You have a right to make a claim as in the majority of cases, passengers are the innocent party. The driver is ultimately responsible for ensuring the safety of his passengers, and should anything happen to them, he has to be prepared to face the consequences.
Making a claim against the driver
Many passengers are reluctant to make a claim against the driver as it might be someone they know or are close to. However you should note that as long as the driver has basic car insurance cover, and third party insurance, he or she will be covered for liability for injuries to other people in the car (including passengers), liability for damage to other people’s property and liability for injuries to the occupants of other vehicles.
It is natural if you are feeling reluctant about making a claim against someone you know, however your actions will not bear any negative repercussions on them. They will most likely be making a claim on their insurance anyway, and their insurance provider will be liable to pay any compensation that you receive.
You should bear in mind that you are not just limited to making a claim against one driver only. If more than one driver was responsible for the negligence that ensued, which resulted in you becoming injured, then you can make a claim against both of them.
You should note that the amount of compensation you will receive will be affected by whether or not you were wearing a seatbelt at the time of the accident. If you were not wearing one, be prepared for the fact that your compensation may be reduced as a result.
Making the driver of the other vehicle involved accountable too
If a passenger does make a claim for accident compensation against the driver, the driver can request that the driver of the other vehicle be also held accountable for the collision. This is usually beneficial for the defendant, as if he or she brings the other driver into the equation it may help reduce the amount of compensation he or she might have to pay. This way each driver is responsible for paying their proportion of the compensation to the victim.
The trauma of the accident can often lead to passengers feeling shaky and disorientated. Quite often, the accident would have happened so quickly that the passenger may not have had time to witness what exactly happened. This might particularly be the case for passengers travelling at the back of the car, whose vision may be more limited. This is why it is strongly advisable that you seek the advice of a solicitor, who will be able to go through the case with you, and inform you on whether you have a claim and who you should claim against.
Ayesha Salim , editor of the UK Lawyers Network, writes articles about solicitor, Lawyer, Travel accident claims, find a solicitor, legal, lawyer, law help advice, solicitors litigation